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Additional Coverages - Continued
Watercraft and/or Snowmobile Liability
The basic homeowners policy includes very limited coverage for liability
in the operation of watercraft and/or snowmobiles. If you own a
watercraft or snowmobile, you can easily protect yourself against
these risks -- just ask your Homesite home insurance expert for
details.
Personal Injury Liability
Your personal liability coverage can be extended to provide protection
against liability for damages such as libel, slander, and invasion
of privacy.
Condominium Unit-Owners' Coverages
Additional coverages are available to meet the particular needs
of condo owners, such as broader coverage against more types of
loss for your personal property, protection for certain personal
property if your unit is held for rental, and increased limits for
loss assessment by your association.
Increased Limits
The coverage limits for many homeowners policy options can be increased
to accommodate special circumstances. Among these are: private structures,
personal property (including specific limits for certain types of
property such as silverware, business property, and other types),
loss of use, liability and medical payments, etc. Just ask your
Homesite home insurance expert for details.
These coverage options are generally available; however, there may
be differences in specific coverages or limits by state. The precise
coverage afforded by Homesite is subject to the terms and conditions
of the Homesite Insurance policies as issued. These coverage summaries
are provided for your convenience only and are not intended to replace
or supercede the policy terms and conditions. Whether and to what
extent a particular loss is covered depends on the facts and circumstances
of the loss and the terms and conditions of the policy as issued.
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